Most companies that buy houses offer one thing: a cash price, take it or leave it. If the number doesn’t work for you, the conversation ends.

We’re set up differently. Our Founder Sean Wilder is a registered Connecticut real estate wholesaler (REW.0000005), a licensed real estate broker in Connecticut, Massachusetts and Rhode Island, and a licensed Connecticut debt negotiator who has closed more than 2,000 short sales since 2007. That means when a cash offer isn’t the right answer for your situation, we have somewhere else to point you — including away from us.

Here are the five ways a Connecticut homeowner typically sells to or through us. We’ll tell you which one fits on the first call.

1. Cash, as-is, on your date

We buy the house in its current condition. No repairs, no showings, no appraisal, no financing contingency, and no commission. We cover the seller’s closing costs, including Connecticut’s state and municipal conveyance tax. You pick the closing date — as fast as 7–10 days, or months out if you need time to move.

The one thing that still comes out of your proceeds is the payoff of any mortgage or lien on the property. Your attorney will give you an exact net sheet before you sign.

Depending on the deal, Turning Point either closes on your house in our own name, or we bring in another buyer from our network, who closes in our place. Either way the price you agreed to is the price you get, and we tell you which one it is before you sign anything. Starting October 1, 2026, you’ll also receive the State of Connecticut’s written wholesale disclosure report, which spells out your rights in plain language.

Right for you when: the house needs work you don’t want to do or fund, you need certainty of closing, timing matters more than squeezing out the last dollar, or you simply want it over with.

Wrong for you when: the house is in good shape, you aren’t in a hurry, and you’d net meaningfully more listing it. We’ll run both numbers for you and say so.

2. Listing it — with Rydon Realty, or with anyone else

Sometimes the honest answer is that you should not sell to us. If the house shows well and you have the time, the open market usually pays more, even after commission.

Sean is the Broker/Owner of Rydon Realty LLC, in the same building. If you’d like us to list it, we can. If you’d rather use a different brokerage, or sell it yourself, we’ll tell you that’s a fine choice and hand you what we know about your house at no charge.

You should know: when we’re buying, we’re the buyer and we don’t represent you. When we’re listing, we’re your broker and we owe you fiduciary duties. Those are two different relationships and we’ll never blur them. Commission is negotiable and quoted per property.

3. A higher price, paid after we fix it up

Some houses are worth more than a cash offer but need work first. In those cases we can agree on a price above our cash number, do the renovation at our expense, and pay you when the improved house sells. You keep ownership until closing.

Right for you when: you have some flexibility on timing and want more than the as-is cash number, but you can’t or won’t fund repairs yourself.

Wrong for you when: you need money now or need to be out fast. This path takes longer than a cash close, and the amount you receive depends on the resale — we’ll show you exactly how that works before you agree to anything.

4. Terms — when the payments, not the price, are the problem

Not every seller needs a lump sum. Some need the mortgage payment to stop, some want to spread income out over years, some want a bigger total number and are willing to be paid over time.

Where it’s appropriate and legal, we can structure a purchase around payments rather than a single cash price. This isn’t right for most sellers, and it isn’t right for anyone who doesn’t fully understand it, so we insist you have your own attorney review it. We’ll put every term in writing before you commit to anything.

5. You owe more than the house is worth

This is the one almost nobody else can help with. If your payoff exceeds any realistic offer, a cash buyer normally walks away.

Sean has held a Connecticut debt negotiator license since the requirement took effect in 2009 — the first one issued — and through Loss Mit Services has negotiated more than 2,000 short sales since 2007. If your situation calls for negotiating with the lender rather than buying around them, that’s a separate company, a separate engagement, and a separate conversation, and we’ll explain exactly how it works and what it costs before you commit to anything.

No one can promise you a lender’s decision, and anyone who does is telling you something they can’t deliver.

Which one is yours?

Send us the address and roughly what’s owed. We’ll come back within one business day and tell you which of these five actually fits — including if the answer is “list it, and not with us.”

(860) 300-2323 — info@tppct.com